How It Works


Life is full of unexpected events and surprises, and more often than not, these come with at least some form of financial burden. When there is not enough cash to go around, waiting can be impossible. exists to match you with lenders who can get you the money you need through a short term loans when you need it the most—even if you have bad credit or no credit at all.

Understanding Short Term Loans

Fast, Easy and Secure Online Application

Our instant loan application is easy to fill out and will only take about two minutes. We will only ask you for the information that is necessary to provide you with the short term loans you request. After you submit your information, we will match you with at least one of the more than 300 lenders in our network. These lenders can provide you with up to $1000 in as little as one hour or one business day, sometimes without even having to fax a single document. We also make use of 256-bit SSL technology to encrypt your data, so you do not have to worry about your safety as you use our website.

Short Term Loan Offers with No Obligation

In the minutes after your application is submitted, you will likely receive offers from multiple lenders across the country. This way, you can choose the loan offer that works best for your specific financial situation. If you do not like one offer, you are under no obligation to accept it and you can simply move on to the next.

Get Your Money

Once you have chosen the offer that best suits you, you will be required to provide an electronic signature that will enter you into a contract with that particular lender. While most loans are deposited into your bank account on the next business day, some lenders can get you your money in as little as one hour.