Payday and Cash Advance Services

paydayLooking for a cash loan?

We offer the Best Payday Loans because they're fast and easy with No Credit Check. Get your cash loan right here and right now and start making payments when your payday arrives.

Need a Cash Advance?

Did you have an unexpected financial situation arise and you're in need of $100-$1,00 now but plan to pay it back right away? This means you need a cash advance loan and we make it quick and easy for you to get one. Visit us today and we'll get your short-term loan for you to take care of the emergency situation.

Need some cash before PayDay?

Apply within today and we'll determine if a cash loan or cash advance is best for you. It's free to apply with no credit check. It's fast and easy and you could get a loan between $100 to $1500 today.

Payday Loan & Cash Advance Partners

Phone Loans

phone-loansIn this day and age many people understand the difficulty of unforeseen expenses, ie home repair issues, doctor bills, and so on. These unexpected bills are a huge stressor and often times we aren't sure how they will get paid. If they don't get paid then they accrue fees and higher interest rates and it's an ugly battle to face. A Phone Loan is a helpful option to face those unexpected bills and lead you to a stress-free financial situation for the time being. Our phone leads can help you with just a simple phone call. Unlike a bank loan, the process is quick and easy and you can get your money right away.Financial hardships happen to everyone, even the most responsible and conservative planners. These hardships can range anywhere from a parking ticket to doctor bills to late fees, or the dreaded home repair necessitites. With a phone loan, there is no need to worry when you're faced with this situation. Our payday phone load allows you to get extra cash during these trying times. If your credit card balance is high or you don't want to pile on more of a balance, call us today and we will give you a short-term loan. Solve your problems today by giving us a call.All you need to do to get started is to provide us with some your personal details, which is always confidential, and the process only takes a few minutes. We don't check your credit either. All that you need is proof of some sort of income and an active bank account and we can deposit the money directly to you. Call us today and allow one of our understanding representatives to assist you through the phone loan process, and get on your way to financial relief.

Cash Loans

Dcash-loanso you need emergency cash but your credit is less than ideal and you can't borrow from a bank? Do you need the money just to tie you over until payday? Call us today to discuss a fast cash loan!We all know times can get tough. Up until recently if someone needed a little extra money we could use our credit card or even borrow against the equity in our home. Unfortunately it's not that easy these days, which is how we can help you.Emergency cash can come from a variety of options. The ideal situation would be that you have an emergency savings fund established, but if you don't, it makes sense to call us today to apply for a cash loan. It's fast, easy, and you know instantly if you qualify. For this particular loan there's no background check and you don't need any collateral. There is no minimum requirement so you can apply for less than $100 or even up to $500+.Call us today to discuss a Cash Loan so you don't risk bouncing a check or running up your credit card bills. Fast cash allows you to get the money right away and pay it back when you get paid next. It's easy and stress free. Call us today so we can complete your application and confirm your information and have money to you within one hour.

Loan Today

loan-todayA Loan Today provides use of temporary payday loans alternatively referred to as pay day loans. We’ve made using for any payday loan easy. Just fill our short application and you’re simply moving toward obtain a payday loan.How can you get a loan today ?
  • Give us a call!
Minimum Being qualified needs:
  • US people only
  • Minimum wages of $1500 monthly
  • Ought to be above 18 years of age
Significant Details to think about:
  • Take advantage of the payday loan properly and merely to pull up quickly. They’re high interest financial financial loans.
  • Loan Today is not financing provider and merely offers a matching service with loan providers within the USA
  • Please see the stipulations in the loan company prior to deciding to apply.

Dollar Loan Center

dollar-loan-centerThe Dollar Loan Center Advantage is one of the fastest ways to get cash even if you have bad credit! If you are searching for low rate signature loans, you’ve come to the right place! The Dollar Loan Center Advantage is a Hassle-Free product that offers affordable loans with terms which makes borrowing a smooth process. Signature loans simply require your signature as a guarantee that you will repay the loan, combined with the lower rates, makes DLC low rate signature loans a superior alternative to payday loans and consolidation signature loan alternatives.The Dollar Loan Center Advantage is safe and secure. No checks or collateral is required. Lower rates are guaranteed and we will beat the rate of any payday loan company in your area! NO application or other upfront fees! And, you control the amount of Interest that you pay with flexible repayment plans! Dollar Loan Center Short Term Signature loans take the worry out of bill paying! Get the cash you need right now It’s fast, easy, and secure! We beat signature loan alternatives with an array of short term loan products, the Dollar Loan Center Advantage.The Dollar Loan Center Advantage offers our signature loan alternatives which are superior to the traditional Payday Loan in California, Nevada, Utah, and South Dakota. Dollar Loan Center’s short term cash loans are different than a traditional online payday loan. Are you in a bind in between paychecks? Is there a medical or other type of emergency? Have you come up short needing a short term solution?You’re not the only one who doesn’t have enough cash to make ends meet! You’ve come to the right place! Our Dollar Loan Center Low Rate Signature Loans have interest that accrues daily which means you will only pay interest for the amount of time you need it. There are no prepayment penalties and any amount you pay over and above the interest that has accrued will go toward the loan principal and reduce the balance! Again, the total amount of interest you pay on your low rate signature loans is up to you.

Magnum Cash Advance

magnum-cash-advanceAt Magnum you can pay the loan off ay anytime and you only pay for the number of days you have the money, (Other companies trick you by giving a low 'teaser rate' for your first loan, and then the regular flat rate. They do not tell you that these flat rate loans force you to pay the same fees if you borrow for 2 days or 14 days, which is unfair)The majority of payday loan borrowers need a cash advance for 45-60 days, not for 2 weeks. To avoid the early payoff penalties associated with flat rate loans, Magnum loans are scheduled smaller payments for 60 days automatically. With Magnum you can pay off early and only pay for the days you had the money.
  • Your initial loan is for 30% of your monthly take home pay that is deposited into you checking or bank account.
  • For retired or fixed income borrowers, up to 30% that is deposited into your checking or bank account.
There are four ways to receive your funds:
  • ACH Transfer- overnight, no charge.
  • Western Union- Western Union money transfers are guaranteed to arrive within minutes of your loan’s approval. There is a fee associated with this transfer. To avoid reducing the amount of your loan, will finance the Western Union Fee. Western Unions are good for weekends and Holidays when ACH transfers are not available). This option is only available to a returning customer.
  • Wire Transfer- Wire transfers that are executed before 11:00 AM usually arrive the same day, but are not guaranteed to arrive on the same day. There is a fee for wire transfers.
  • Check via the mail- this method of delivery is available, but not recommended, as prompt delivery cannot be assured.


cashlandBecause some things can’t wait until payday® We understand that paychecks don’t always stretch. And things like car repairs, higher-than-expected electric bills, or extra groceries, can put a kink in your finances. That’s when a cash advance/short-term loan or payday advance can come in handy.Cash advance—also called a short-term loan, payday advance or a deferred deposit transaction—can help tide you over until your next payday. Depending upon the law of the state where you reside, you can request a cash advance of $100 to $1,500 and, upon approval, get cash in minutes1. Once your completed loan application is approved, all you have to do in most cases is write us a personal check or authorize us to debit your deposit account electronically (ACH) for the amount of the loan, plus fees2, and we hold your check or refrain from debiting your bank account electronically (ACH) until the loan is due—usually your next payday. The process is fast. It’s easy. And, it’s confidential.Cash America owns and operates about 200 stand-alone cash advance/payday advance locations throughout the United States under the brand names Cashland and Payday Advance. These stores offer a variety of services, including cash advances/short-term loans, check cashing, pre-paid debit cards, money orders, money transfers, tax filing services and the purchase of gold in select locations. In addition, many of our pawnshops offer payday advances, or you can apply for a cash advance/payday advance online through our subsidiary Cash America is an active member of the Community Financial Services Association, the governing body for an association that promotes responsible lending, and we abide by its best practices.Items needed to apply for a cash advance/payday advance:
  • Valid driver’s license or other government-issued photo ID
  • Proof of income or recent pay stub or other form showing take-home pay and Social Security number
  • Checkbook with pre-printed checks (Starter checks may be permissible in some states.)
  • Most recent bank statement
  • Valid phone number and proof of residential street address
  • Additional documentation may be necessary.
A single payday advance is typically for two to four weeks. However, borrowers often use these loans over a period of months, which can be expensive. Payday advances are not recommended as long-term financial solutions.
  1. Loan amounts vary. Subject to lender's credit standards. Certain employment, income, residence and bank account qualifications required for approval.
  2. Complete disclosure of interest rates, fees and payment terms are provided prior to each cash advance. Rates/fees do not include fees and charges that are not part of the cost of credit, such as returned check charges, late interest (where applicable), etc.

The Cash Store

the-cash-storeThe Cash Store has been a trusted provider of cash payday loans since 1996. Our competitive terms, high approval rates, and experienced service team make it quick and easy for almost anyone to get the payday loans they need whenever the need arises. We have over 320 locations in 7 states (Idaho, Illinois, Michigan, New Mexico, Texas, Utah, and Wisconsin) and our simple online loan application process allows our customers to apply for a cash advance, installment loans, or title loans in a matter of minutes. In most cases, our customers can be approved for their payday loans and have cash in-hand that very same day.

Get your payday advance loans in 1 easy step:

We understand that the last thing our customers want to deal with is a long drawn out qualification process for getting their payday loans. When bills are due or an emergency situation arises, it's critical that you have your cash at a moments notice. That's why the Cash Store offers the following simple steps for getting payday loans.
  • Give us a call!

More questions on cash payday loans?

The Cash Store is committed to delivering the best customer service possible to assist you with your payday loans. So feel free to get in touch with us at your convenience by calling us.

Money Tree

money-treeA privately-owned, family run business, Moneytree is headquartered in the Seattle area and is a national and regional leader in the financial services industry. Moneytree has earned its industry leadership position by working toward its mission of exceeding customers’ expectations, creating a professional work environment and making a positive impact on the communities in which we live and work.Moneytree is the premier provider of check cashing and payday loan services in the five western states in which it operates. In addition to these core services, Moneytree offers prepaid debit cards and gift cards,money orders, wire fund transfers through Western Union,® and bill pay services. A leader in philanthropic giving, Moneytree supports many organizations that benefit youth, families and financial literacy.Moneytree has been recognized by Seattle Business Magazine as one of the “Best Companies to Work For” in Washington nine of the last ten years. In 2008, 2009, 2010, and 2011 Moneytree was named the best Large Company to Work For in Washington. At the 2010 awards event, Moneytree was inducted into the Best Companies to Work For Hall of Fame.Today, Moneytree employs more than 900 team members in more than 120 branches throughout British Columbia, California, Colorado, Idaho, Nevada and Washington.


How It Works

loanupLife is full of unexpected events and surprises, and more often than not, these come with at least some form of financial burden. When there is not enough cash to go around, waiting can be impossible. exists to match you with lenders who can get you the money you need through a short term loans when you need it the most—even if you have bad credit or no credit at all.

Understanding Short Term Loans

Fast, Easy and Secure Online Application

Our instant loan application is easy to fill out and will only take about two minutes. We will only ask you for the information that is necessary to provide you with the short term loans you request. After you submit your information, we will match you with at least one of the more than 300 lenders in our network. These lenders can provide you with up to $1000 in as little as one hour or one business day, sometimes without even having to fax a single document. We also make use of 256-bit SSL technology to encrypt your data, so you do not have to worry about your safety as you use our website.

Short Term Loan Offers with No Obligation

In the minutes after your application is submitted, you will likely receive offers from multiple lenders across the country. This way, you can choose the loan offer that works best for your specific financial situation. If you do not like one offer, you are under no obligation to accept it and you can simply move on to the next.

Get Your Money

Once you have chosen the offer that best suits you, you will be required to provide an electronic signature that will enter you into a contract with that particular lender. While most loans are deposited into your bank account on the next business day, some lenders can get you your money in as little as one hour.

Spot Loan

spot-loanAmericans spend as much as $7.4 billion on payday loans every year. With an average loan size around $400, that’s a lot of loans. And a lot of fees.Payday loans are fixed loans. You have only one pay period - usually two or four weeks - to pay off your loan. If you can’t, you are charged a fee to roll over your loan.We think payday loans are a bad deal for most people for two reasons:
  1. Payday loans don’t give you the time you need to pay your loan back. After all, if you had $500 to spare in two weeks, would you really need to borrow it today? Probably not.
  2. Loan fees don’t reduce your balance. When you make a payment to roll over your loan, it doesn’t actually count against the balance you owe.
Doesn’t sound like a good deal does it? That’s why we created Spotloan.

Better loans. On the Spot.

Spotloans are short-term installment loans. You get the cash you need quickly and easily. You also get the time you need to pay off your loan - up to 8 months - so you’re set up for success right from the start.
With a Spotloan, you also get:
  • Savings of up to 50% versus the cost of a typical payday loan
  • Highly trained Relationship Managers to help you every step of the way
  • The freedom to pay off your Spotloan at any time with absolutely no prepayment penalty
  • The flexibility to pause your payments (as long as your account is in good standing)
Sounds better doesn’t it? We think so, and thousands of customers agree with us. But, we’d like to hear from you if you think there’s something that we can do better.

Mobile Loans

mobile-loansCredit ... without the CardWith Mobiloans, you get a line of credit, but the money you draw goes to your checking account. You can draw as little or as much as you need. As you repay your line, you can draw more cash.

Your Credit Limit

New customers can receive lines of credit between $200 and $1,000. With a history of successful payments,* you’ll be eligible for a line of credit increase (maximum $1,500).

Simple Flat Fee

Instead of daily interest like a credit card, with Mobiloans you pay only a cash advance fee for every $20 you draw. When you repay the entire amount within the first billing cycle, no other fees or charges apply. Read more about Mobiloans fees

Flexibility That Fits You

If you need more time to repay your Mobiloans Credit, a Fixed Finance Charge will be applied to your account each billing cycle you have an unpaid balance. Learn more

Easy, Automatic Payments

Don’t worry about another bill. Just set up AutoPay with your checking account, and your payments will come out automatically on your scheduled due date.Payment Schedule. Your first payment will be due within a month of the first draw on your line of credit. All other payments will follow every 14-17 days thereafter depending on your pay frequency. All customers make at least two minimum payments per month, regardless of pay frequency.

Speedy Cash

speedy-cashSpeedy Cash® is one of the largest, fastest growing providers of short-term loans and financial services in the United States, Canada, and the United Kingdom. We're different! Our licensed, direct lending products and heightened Customer Service focus are at the core of what we offer.Our Customers are hard working people who find themselves in need of a short-term loan - critical funds they may not easily loan from traditional banks. Speedy Cash offers a variety of convenient, easily-accessible financial services, such as payday loans, title loans, installment loans, lines of credit, check cashing, cash for gold, and pre-paid Cards. We serve Customers in more than 230 store locations, online, and by phone.

How Speedy Cash Began

In 1997, we opened our first store in Riverside, California. Speedy Cash was founded by three childhood friends from Wichita, Kansas. Thanks to their determination to be better and strong entrepreneurial spirit (which is very much alive in the company today), Speedy Cash is an American success story.In Nevada, Washington, and Oregon we are proud to do business as Rapid Cash®. In Canada, we are pleased to operate as Cash Money®. No matter where our Customers work with Speedy Cash, they'll find the same attractive, convenient main street stores; quick, easy loan process; and consistent, helpful Customer Service. It's why our first-time Customers become loyal Customers!


paydaymaxWe take our customer service to the Max! Our relationship with you is the key to our success. In every communication and transaction with you, your complete satisfaction is our number one priority. In every way, we strive to provide you, our valued customer, with affordable payday loans in a manner to fit your busy life. We thank you for choosing PayDayMax for all of your payday advance needs.

Our Philosophy

A dollar today is better than a dollar tomorrow! PayDayMax helps you maximize your purchasing power by getting your payday advance loan to you when you need fast cash. Why wait for payday when PayDayMax is here? We are your solution for emergency payday cash advances! We provide the best service with low rates in a secure, reliable and confidential manner. Simply put, our goal is to provide you with Maximum Benefits, Maximum Security, Maximum Service and Maximum Satisfaction with Minimum Paperwork, Minimum Fees, Minimum Hassle, and Minimum Time.

Online Safeguards

Identity theft and internet fraud are no small concerns in today's world. At PayDayMax, we guard your privacy with the latest security measures. When you apply for a payday cash advance with PayDayMax, you can be assured that your personal information is protected with physical, electronic and procedural safeguards. We are constantly updating our technology to provide you with the most secure site possible.

Our Promise

We are here to assist you with your payday advance needs 24 hours a day, 6 days a week (Monday through Saturday PST). Just pick up the phone and in minutes, one of our friendly customer service representatives will be there to answer all of your questions about online loans and payday cash advances. We offer convenient and versatile payment schedules as well as extension and early payment programs to fit any budget. At PayDayMax, we promise to do everything possible to help you meet your financial obligations.


How does MyCashNow work?

mycashnowOnce you have applied and been approved for a money loan, MyCashNow electronically deposits the loan amount into your checking account overnight3. When your payday loan is due, with your approval, the amount of the personal loans plus the agreed upon interest rate will be debited from your checking account.*To receive an overnight deposit, you must be approved before 4:00 p.m. PST or 7:00 p.m. EST on a banking day.

How do I know my advance payday loan has been approved?

Once you have filled out and completed the online application, we will process your information and notify you when your application has been approved.

When will I be able to access my money?

If your cash advance gets approved prior to 4:00 p.m. PST/7:00 p.m. EST Monday through Thursday, then you can expect your money to be available the next business day. Money loans made on Friday will be available the following Monday. Personal loans that get approved over the weekend will be available on the following Tuesday.

Check Into Cash

check-into-cashA payday loan is a small loan used to help tide a person over until their next payday. Payday Loans are short-term in nature and not intended to be used long-term or for larger purchases like a home or a car. Payday loans are a safe and convenient way to allow a customer to stretch their buying power and help cover unplanned expenses. Whether you’re suffering from seasonal expenses like holiday bills and back to school costs or you need help with unexpected bills, or repairs, Check Into Cash can help.Check Into Cash payday loans range anywhere from $100 to $1,000 depending on your state of residence. The qualifications for a payday loan are typically less stringent than for conventional loans. In exchange for quick cash, Check Into Cash charges a small fee. This fee along with the original amount borrowed is due on your next payday.At Check Into Cash, we have made it easy to get the cash you need, when you need it. Whether you are borrowing online or at one of more than 1,000 retail locations, we offer a hassle free approach to borrowing.

Ace Cash Express

Satisfaction Guaranteed, Risk Free

ace-cashWhen you apply for a payday loan at ACE, all you need is a source of income and a bank account. Plus, every loan comes with a 48-hour satisfaction guarantee (Texas, Ohio and California: 72-hour satisfaction guarantee). So if you change your mind about your loan, just return it within 48 hours (Texas, Ohio and California: 72 hours) and pay nothing more.

Fast Cash

  1. Instant loan approval
  2. Cash in hand today
  3. Or cash deposited overnight

Safe and Easy

  1. Secure Application
  2. Easy Application
  3. No Faxing Required

A Trusted Partner

  1. More than 40 years of trust
  2. More than 1,600 locations
  3. Dependable quality service

Check N Go

What is a payday loan?


A payday loan is a safe and convenient short-term loan, created to allow borrowers to stretch their monthly budgets when the unexpected happens. Payday loans are unsecured, usually for small amounts of cash, and typically require only a few easy steps for fast results. Most payday lenders provide their payday loan services online or in a neighborhood brick-and-mortar store. In either case, a payday advance loan can be a simple, responsible solution for a temporary budget shortfall.When used responsibly and as intended, a payday loan works as a good alternative to late fees, credit card debt, and damaged credit scores. For short-term cash crunches, payday advance loans can be a smart solution.Can't find the answer you're looking for? Simply give us a call, our number is on the top.

CashNet USA

How It Works

cashnet-usaCashNetUSA offers different loan services to best fit our customers' needs.Applying for on-line loans from CashNetUSA, an online payday lender, is now faster and easier than ever. Thanks to our advanced lending technology, we are now able to get you the cash that you need to deal with your financial emergency as early as the next business day.* CashNetUSA provides online payday loans for emergency expenses. Borrowers have used an on line loan from CashNetUSA to fix automotive issues like flat tires and broken windshields. They have used money from CashNetUSA to save their basements from a burst pipe or call in an electrician when they were having issues with the lights in their homes. You can even use an online payday loan from CashNetUSA to buy groceries or fix a broken window before it ruins your heating bill.Despite all of the good things that you may have heard about an online payday loan from CashNetUSA, you may still be asking yourself it’s the right option for you. Luckily, you can find answers to all of your online payday loan questions on the CashNetUSA resources page.

Western Sky

“Regulators from the State of New York and other states lack the authority to regulate legal commerce engaged by members of the Cheyenne River Sioux Tribe on the Cheyenne River Indian Reservation,” said Steve Emery, founder of the Emery Law Firm in Eagle Butte and a spokesman for Western Sky Financial. “The consequence of this groundless overreach is the loss of 94 quality jobs in this economically disadvantaged community.”
The immediate cause of Western Sky’s suspension of operations was the effort by state regulators to pressure and intimidate banks, other financial institutions and payment processing services into choking off business with online lenders like Western Sky. Many of these lenders are based on Indian reservations and therefore subject to tribal, not state, laws and regulations.“I’m deeply saddened that so many members of the Cheyenne River Sioux tribe have had their lives turned upside down because of regulators and bureaucrats thousands of miles away,” said Butch Webb, founder of Western Sky Financial. “Creating jobs here on the Cheyenne River Indian Reservation has been my proudest accomplishment, and its painful to know that my former employees face the prospect of long-term unemployment given the few job opportunities available to them.”Western Sky Financial will maintain a limited staff to support the company’s efforts as it seeks to resolve the issues it faces in court.